In August 2025, home prices across Ohio increased by 5.6% in August 2025, with the median price reaching $272,000 statewide. It offers plenty of housing options, but finding one that balances quality and affordability can be a challenge. Marietta, Perrysburg, and Defiance rise above the rest, giving families and first-time buyers the chance to settle in vibrant communities without maxing out their budgets.
These three cities have their own way to make living affordable. Each one brings its distinct character to the table. From historic charm to family-friendly neighborhoods, buyers and renters can find their perfect match. With home prices significantly lower than the national average, these cities make owning a home realistic and accessible, proving that comfort, character, and affordability can coexist.
Why Does Affordable Housing Matter?
Growing job markets support affordable living in all three cities. The healthcare, manufacturing, and education sectors provide steady employment opportunities for residents. Local businesses continue hiring, while proximity to larger cities like Toledo opens additional career paths for professionals.
Ohio’s median household income reached $67,769 in 2025, making homeownership accessible when paired with these cities’ lower housing costs. Residents keep more of their paychecks compared to expensive coastal areas. The combination of reasonable incomes and affordable housing creates financial breathing room that improves the quality of life for families and individuals alike.
Marietta: Historic Charm Meets Modern Value
1. Housing Market Overview
Marietta offers a stable real estate market with reasonable prices.
- Average home value: $182,431 within 43 days, depending on the property.
- Price per square foot: $75, offering strong value for buyers.
- Housing options range from historic homes to new construction, catering to diverse tastes and budgets.
2. Best Neighborhoods in Marietta
For those seeking affordable living in Marietta, a few neighborhoods consistently stand out for their value, charm, and family-friendly appeal:
- West Side: Offers historic charm at budget-friendly prices. Families appreciate the proximity to schools and parks, and the area feels welcoming to newcomers.
- East End: Features a mix of housing types at reasonable prices, with downtown amenities just minutes away—ideal for those who want convenience without high costs.
- North Charleston: A quiet, residential neighborhood with moderately priced rentals and single-family homes. Its peaceful streets attract families looking for a calm, safe environment.
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Perrysburg: Family-Friendly Living
1. Housing Market Overview
Perrysburg’s proximity to Toledo adds extra appeal for professionals who work in the larger city but want a suburban lifestyle. The city has excellent schools and strong community amenities, and it continues to grow with consistent new developments.
- Typical home value: $378,000, a 4.1% increase from the previous year.
- Homes sell quickly, typically within 44 days, depending on the property.
- Price per square foot: $212, offering strong value for buyers.
- Housing options range from single-family homes to townhouses and apartments.
2. Best Neighborhoods
Perrysburg offers a variety of neighborhoods that cater to different lifestyles and budgets. From modern, family-friendly communities to exclusive, luxury enclaves, these areas provide a mix of convenience, charm, and comfort for homebuyers. These three offer the best value:
- Hawthorne: A desirable community featuring new ranch and two-story homes, offering a blend of modern amenities and suburban tranquility.
- Hull Prairie Meadows: Known for its affordability and community spirit, making it a welcoming environment for families.
- The Sanctuary: An exclusive community with large, wooded lots for custom homes, emphasizing privacy and luxury.
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Defiance: Affordable, Safe, and Prosperous
1. Housing Market Overview
Defiance features one of Northwest Ohio’s most accessible real estate markets. It is ideal for first-time homeowners due to affordability and fast-moving inventory.
- Average home value: $202,000, up 39.1% year-over-year.
- Homes sell within 49 days
- Price per square foot: $143, offering value for buyers.
- Many homes feature early to mid-20th-century designs, including Craftsman, Foursquare, and American Colonial styles.
2. Best Neighborhoods in Defiance
Defiance offers a range of neighborhoods that combine affordability, safety, and community charm. Whether you’re a first-time buyer or looking for a family-friendly area, these neighborhoods stand out for their welcoming atmosphere and convenient access to local amenities:
- Arlington Park: Well-maintained homes and rentals near public schools with safe streets and friendly neighbors.
- Kensington Downs: Budget-friendly housing close to shops, restaurants, and entertainment, making daily life convenient.
- Hillsboro: A quiet, established neighborhood with competitively priced homes and a stable, welcoming community.
Families looking for Defiance homes for sale will appreciate the city’s mix of affordability, steady market growth, and lower-than-average property taxes.
What Is the Cost of Living in Ohio in 2025 Beyond Housing?
Housing prices are just one part of the affordability equation. Families also benefit from lower everyday expenses and manageable taxes in these Ohio cities:
- Cost of Living: When compared to the national average, Marietta is 2% lower, Defiance is about 11% lower, and Perrysburg is about 7% lower.
- Ohio Property Taxes: Average 1.80% of a home’s assessed value, with a median property tax of $2,396 annually.
- Daily Expenses: Gas, groceries, and entertainment costs are lower than in major metro areas, making these cities ideal for budget-conscious families.
This combination of affordable housing and reduced living costs makes Marietta, Perrysburg, and Defiance attractive for families seeking financial comfort.
What Are the Other Benefits of a Small City Lifestyle?
All three cities balance small-town charm with practical amenities, making them ideal for families seeking comfort, community, and convenience. Let’s take a look at the features that make life worthwhile in these cities.
1. Community and Quality of Life
Living in smaller cities brings benefits that go beyond just affordable housing. Families enjoy a close-knit, convenient, and safe environment:
- Strong Community Connections: Residents know their neighbors, and local businesses recognize regular customers by name.
- Frequent Community Events: Local gatherings foster engagement and social interaction.
- Low Traffic & Short Commutes: Less congestion means more time for family and hobbies.
- Affordable Recreation: Parks and recreational facilities provide entertainment without high costs.
- Safe Environment for Kids: Children can play outside freely, giving parents peace of mind.
2. Access to Resources and Amenities
Even as smaller cities, Marietta, Perrysburg, and Defiance provide residents with plenty of resources and conveniences for comfortable living:
- Healthcare: Quality medical facilities are available in each city to meet family needs.
- Education: Good schools ensure strong learning opportunities for children.
- Shopping & Services: Local shops, grocery stores, and essential services are easily accessible.
- Community & Recreation: Libraries, community centers, and sports facilities offer entertainment and social engagement.
- State Support: Ohio housing assistance programs help qualifying families afford homes.
- Local Initiatives: Governments maintain and expand affordable housing options.
- Growth & Development: New developments continue to increase housing inventory, keeping prices stable and creating opportunities for residents.
How to Choose the Right City in Ohio to Live in 2025?
Selecting the best city depends on your family’s priorities, lifestyle, and budget. Each of these Ohio cities offers unique advantages for homebuyers:
- Perrysburg: Ideal for families prioritizing top-rated schools and suburban amenities, even if costs are higher.
- Marietta: Appeals to history enthusiasts and those seeking homes with character and charm.
- Defiance: Perfect for first-time buyers and families focused on affordability.
Each city brings unique strengths to the table while maintaining accessible housing costs. The path to homeownership or comfortable renting doesn’t have to involve financial struggle. These three cities show that quality of life and affordability can coexist. Smart buyers and renters will explore what each location offers and find their perfect affordable home in Ohio.
